CHEER SQUAD
Easy transaction
Lorraine G
Feb 28, 2023
Christine stayed in constant communication with me sharing all my options so that I could make the best decisions.
Dianna V
Feb 15, 2023
I didn’t have to do much, everything was taken care of virtually
Wyatt P
Feb 05, 2023
Christine was always available to answer my questions and she made the whole process comfortable for us.
Lindsay B
Jan 11, 2023
Good communication and worked hard to close in under 20 days.
Daniel H
Dec 17, 2022
Christine and the team was great to work with. Thank you
Bruce P
Dec 06, 2022
Very helpful very quick process
Bryan M
Dec 04, 2022
Great communication and very responsive to questions.
Melissa P
Dec 02, 2022
Good overall people.
Kai R
Nov 30, 2022
The team communicated every step of the process and made the entire homebuying experience stress free! From start to finish, everything was handled efficiently and professionally! 5 stars is not enough! Thank you!!
Nathan S
Oct 13, 2022
Constant communication, aligned best loan type approach, and was timely in all efforts
Jordan S
Oct 11, 2022
When I had questions via email or phone calls Christine always had a timely response.
Timothy A
Sep 27, 2022
I've been in the real estate business over thirty years. Christine has always been extremely knowledgeable about finance products on the market. She is also an outstanding, and caring person.! A really nice lady that makes the transaction enjoyable.
Heidi H
Sep 20, 2022
she was awesome!!
Katelyn C
Sep 19, 2022
Great Service
Luis A
Aug 20, 2022
Christine and Stacey made this the most pleasant home buying experience I have ever had. They took all the worry and uncertainty away from us, so that our experience was pleasant and exciting, not having to worry and stress over the funding details.
Elizabeth L
Aug 17, 2022
Christine amd Stacey were extremely helpful and made the overwhelming act of buying a home smoother than I thought was possible. Always there w info or answers to any questions around the clock. I have already referred a handful of people to them. I’m very grateful.
Randy K
Aug 04, 2022
Christine made the whole process very easy. This was my first home purchase and she was able to answer any questions I had. We were able to complete the whole process and close in 30 days.
Matthew L
Jun 20, 2022
This was complex refinance with rates climbing. The rate was locked closed on time and saved considerably. Thanks everyone for your personal and professional services. Very much appreciated.
John G
Jun 17, 2022
Christine was excellent as she made the whole process very easy.
Ross L
Jun 15, 2022
Took care of everything found a way
Amy D
May 24, 2022
Christine Corona was very professional, kind and friendly. Always a pleasure to speak with. They were clear on directions on what I needed to do. They were amazing and so wonderful. I appreciate all they did for me.
Thank you,
Phyllis Delpuget
Phyllis D
May 09, 2022
Professional and quick service. No delays. Outstanding service!
Shan M
Apr 12, 2022
The phone answering at all hours.
Rebecca J
Apr 11, 2022
Everything. The communication, the patience and overall professionalism!
Paul L
Mar 04, 2022
Christina was excellent
Scott S
Mar 03, 2022
Christine and Stacey were awesome.
They were great with the entire process.
Eustis made it super easy for us.
We will reccomend Eustis Mortgage to everybody we can.
We love our new home.
Alyssa J
Feb 16, 2022
Excellent communication.
Answered all my questions to help us understand the process.
Very supportive & positive from start to finish. Extremely efficient. Very helpful and honest. Always made sure we understood what we were doing and made us feel comfortable with the process.
We learned a lot.
In my experience they were much more willing to help and get us through the the process smoother and faster than other Mortgage companies.
The whole staff was equally helpful and efficient.
We appreciate Eustis Mortgage for doing business with us.
We love our new home.
Kevin J
Feb 07, 2022
Christine and her staff did an amazing job assisting me through the loan process! I will definitely choose Christine for any future home purchase or refinancing!
Roger W
Feb 07, 2022
I had procrastinated this whole refinancing ordeal for so long. I absolutely dreaded it. I’m so happy to say that everything went perfect. The communication from Christine, Stacey, and the title company was great. Thanks so much!!! Leigh Ann
Jeffrey R
Jan 23, 2022
Christeen Worked hard to get the loan done. Tks
Jesse B
Jan 20, 2022
The process went very smoothly, Christine and all the people we interacted with were very responsive to our questions and concerns.
Marcela Z
Jan 19, 2022
I enjoy working with Christina. Very nice to work with.
Michele M
Jan 09, 2022
Christine was very friendly and walked us through the refinance process without any problems. We will definitely refer her to anyone we know.
Diane W
Jan 08, 2022
She had to jump though major hoops for us and she came through very time.
Deanne R
Jan 02, 2022
Every part of the process was pleasant! Communication was easy, we had explanations for any part of the process that we did not understand, every detail was attended to. Christine and Stacey were both outstanding.
Julie R
Dec 16, 2021
A very helpful, friendly, and knowledgeable staff.
Bryon E
Dec 14, 2021
Everyone was easy to work with and very helpful got the deal done very quickly
Charles S
Dec 14, 2021
Excellent communication and great customer service
Jamie L
Dec 03, 2021
Christine was communicative throughout our entire process. She was prompt, efficient and worked hard to get our process back on track. We couldn't be happier with her assistance and her services!
Tamiko W
Dec 03, 2021
Prompt, courteous and knowledgeable
Mary Lee H
Dec 01, 2021
Friendly Fast and Fantastic!!!
Rimy G
Nov 17, 2021
Mrs Christine Corona work with me for two years and never let me down cause my situation was bad she told me what needed to be done and I'm glad I did come to Eustis Mortgage
Rodney B
Nov 01, 2021
Christine !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Armando M
Oct 28, 2021
It’s always a pleasure to do business with Christine. Thanks for all of your time and help. 😀
Jade M
Oct 27, 2021
We had a very unique and complicated application process, but with Christine and Stacey's experience, we were able to overcome all obstacles. Both of these ladies were pleasant to work with and we thank them for helping us purchase our home!
Andrea B
Oct 26, 2021
Lots of patience. Was willing to go the extra mile to help us out and get the loan
Harold B
Oct 20, 2021
Christine is very personable and thorough. She was extremely easy to work with and very helpful.
Kathleen B
Oct 09, 2021
Christine and the Eustis team make the loan process easy! They have the BEST rates and service in the Northshore!
Dana J
Oct 07, 2021
Awesome experience
Nancy H
Sep 10, 2021
Closed in a timely manner. Very happy with the service received. Thank you
Nadine R
Aug 08, 2021
Christine is awesome she helped me prepare for this home purchase for 2 years even before I was ready she was willing to work with me until we were able to qualify for the purchase.. first class, highly recommended .. thanks Christine Corona for all your hard work ...
Todd T
Aug 08, 2021
Christine and her assistant, Stacy, made the home purchase finance process uncomplicated and we’re very professional and informative which made for an easy transaction. It was a pleasure working with them.
Brenda W
Aug 04, 2021
Lots of communication, whenever I would call and ask questions she made sure I understood before ending the conversation, and she was just so nice and polite, very professional.
Marvin C
Jul 26, 2021
Christina sold.me my 1st home. And now this home 18byears later. She was knowledgeable, friendly, easy to contact if I had questions or concerns. I would send all my friends to her!!!
Andrea M
Jul 23, 2021
My experience with Christine at Eustis mortgage was nothing short of amazing. She literally was my angel on earth! She made this process as easy as possible. Every bump in the road she made sure I didn’t hit them, and I can’t thank her & her assistant Stacey enough.
Terianna L
Jul 23, 2021
Christine was awesome to work with. The file was very challenging. My client is pleased and so I am grateful for Christine's hard work in helping make this dream come true.
Chantille G
Jul 23, 2021
Amazing customer service from all the staff I was in touch with speed in which loan was completed and ability to get me a lot better rate then any other company have already recommended Christine to other family members she was a life saver let me from going to a higher interest rate through other companies and less money
Jim B
Jul 11, 2021
Low rate and low closing costs.
Mark G
Jul 08, 2021
Everything was seamless and comfortable. Nothing seemed forced.
Felicia F
Jun 30, 2021
Great company to deal with.
Christopher C
Jun 16, 2021
Christine helped me purchase my new duplex/home and my entire experience was as smooth as can be (2.8 interest rate)! Thank you Christine!!!!!!!!!!!!!!!!! 💯😊❤️❤️❤️❤️
Justin G
Jun 15, 2021
There is never a time I can not reach Christine Carona. She works diligently with my clients to ensure their satisfaction. I would highly recommend her to all of my clients.
Jeannette K
Jun 07, 2021
Christine went above and beyond for our family. The process was very smooth and easy. She even stayed late one night to lock me in at a fantastic rate. I am appreciative of her. She will be my go to person going forward and I will advocate for her.
Jesse H
Jun 05, 2021
Ms Christine gave me a great experience!!!!
Aleshia C
May 28, 2021
Christine made it great. I can’t explain to you what she does. Like magic. End of story. Thank you again, Christine.
Matt H
May 21, 2021
Did everything thing she could to make it go smooth
Michael T
May 16, 2021
Excellent service as always!
Wanda F
May 11, 2021
Christine and her staff were very diligent about having things done in a timely fashion and also held the other bank's feet to the fire when they were dragging their feet in getting their parts done. Christine and her staff were helpful and professional and I would definitely do business with them again in the future and recommend them to anyone I know.
Scott S
Apr 22, 2021
VERY HELPFUL FROM START TO FINISH
Deborah R
Apr 19, 2021
Christine was fantastic throughout the process. Thank you.
David C
Apr 09, 2021
Great communication
Michelle D
Apr 03, 2021
When our closing was pushed back three days because our e-sign documents didn't come in the e-mail on Friday and was pushed back to Monday, Christine stepped in and got it to where we could close on Friday which made us happy campers. Thank you Christine for a job well done.
Keith L
Mar 19, 2021
Christine was extremely knowledgeable and attentive from preapproval through closing. I’ve already recommended her to family and friends.
Dustin S
Mar 18, 2021
Christine is a true professional - she provided us with all the right information at the right time
Nicolle M
Mar 17, 2021
Christine is the total professional. Technically flawless, administratively perfect, and the best positive, can do attitude on the planet.
Robert M
Mar 15, 2021
Caleb H
Mar 15, 2021
Ms Corona was and is a professional. She was absolutely pivotal in the purchasing of our home. She hung in there (a bull dog) when I showed uncertainty about the process. Ms Corona was a person of her word.
Thank you! and Thank you again! Christina
Michael P
Mar 13, 2021
Christine & Stacey's professionalism
Armando M
Feb 26, 2021
Christine was very thorough with the information she provided me. she's very curious, polite and made me feel at ease.
Denise S
Feb 25, 2021
Frequent and detailed communication. It felt like I was her number one priority.
Allen C
Feb 22, 2021
Very enjoyable experience
Matthew E
Feb 13, 2021
MORTGAGE
We want to make your home financing as easy as it can be. With Eustis Mortgage, you can relax while we handle the details.
Get Prequalified before you shop for a house
You can get a loan before you even select a home. A Eustis home mortgage specialist can perform a pre-qualification or pre-approval so that you'll have a good idea of how much you can afford. Once you've found a home, and a seller has accepted your offer, you are ready to move to the Application process.
- You will know the loan amount you qualify for so that you know what home price range to shop
- Save time to narrow the list of homes to ones that fit your price range
- Discover any credit challenges early in the process we can resolve them at the beginning of the process
- Confidently make an offer as soon as you find your dream house
- Sellers will consider your offer more strongly with a prequalification letter over one that is not
- Your agent will ask for this as it improves your chances of getting the house you want
There are no fees or costs to getting pre-qualified, but it is a vital step in the home buying process. Call us today!
What is the difference between Prequalified and Preapproved
Prequalification: This is an overview of your credit profile that is an important step to writing offers for new homes and one we highly recommend. It just means that you have not submitted the documentation that will be required to verify your income, financial statements showing enough assets to close and you have not yet met the underwriting guidelines of the program you are going to select once you find the home of your dreams.
Preapproval: If you have a little more time at the beginning of the process, we always recommend getting Preapproved. A preapproval is the start of the formal application process before you find the property and is more thorough review of your financial position and ability to qualify for a home.
Why get Preapproved for a Mortgage?
- You’ll be able to move faster to find the house you want
- Most of the paperwork will be out of the way so you can close your loan faster
- You will be able to move to the top of the offer stack as your income, assets, and ability to buy has been verified
- Sellers know you will be less likely to have a delay in closing
- In competitive markets, this is another feather in your cap
Mortgage Loan Process
Buying a house is one of the biggest decisions you will make in your lifetime. Our goal is to make the process as smooth and hassle-free as we can. Understanding the process will give you the knowledge you need to get started.
- Step in Getting Prequalified or Preapproved
- Application
- Processing
- Underwriting
- Closing
You can get a loan before you even select a home. One of our home loan experts can perform a pre-qualification or pre-approval so that you’ll have a good idea of how much you can afford. Once you’ve found a home, and a seller has accepted your offer, you are ready to move to the Application process.
Once you’ve selected a home, your home specialist completes the mortgage application, gathers information about the property you want to buy, and collects personal information, such as income, assets, and employment history. For a complete list of information that you need to provide, see the Application checklist.
Once your application is complete, a loan processor reviews your file and verifies your information. We order a credit report to determine your credit history and credit score. We also order an appraisal of the property.
An underwriter reviews your file and determines whether your loan will be granted and issues the loan approval. The underwriter may request additional information during this review process.
Once the loan is approved, the closing process begins. Our closing department prepares closing documents and sends closing instructions to the title agent. The title agent is responsible for examining the title of the property and working with you for an acceptable closing date. At the closing, you’ll sign papers, pay closing costs, and finalize the transaction. Now it’s time to move into your new home.
Lower Payments*. Consolidate Debt. Pull Cash Out.
*By refinancing your existing loan, the total finance charges may be higher over the life of the loan.
Should I refinance my house?
First, start by asking yourself one of these questions.
Has your income increased? Do you need to consolidate debt? Has the equity in your home increased? Do you need money for a major expense? Has your credit rating improved?
If the answer is yes to any of these questions than we encourage you to call one of our home loan experts to give you a refinance evaluation. It costs nothing but could save you thousands of dollars in interest, pay off high balance credit cards, or help pay for college or unexpected expenses.
Knowing your options is the most import part of the refinance decision so Call us today!
What is a Cash-Out Refinance?
¬ As you pay down your mortgage or as home values increase over time, a cash-out refinance allows you to use a portion of your equity and turn it into cash. The great news is you can use that cash however you want. Home improvements, unexpected expenses, college tuition or just to check a destination off your bucket list.
When is the best time to turn that equity into your house and use it as you see fit? That answer is up to you and can be used to fit your current needs.
Some of the more chosen reasons for utilizing a cash-out refinance are to:
- Remodel of you home
- Pay off high-interest credit cards or auto loans, neither of which is tax deductible like mortgage interest
- Help with life events like a growing family
- Bucket List Reduction
- Elimination of student debt
What can you do to update/upgrade your house with a Renovation Loan?
A renovation loan will let you do almost anything with your home. Some loans are used on smaller projects like ordinary repairs or cosmetic updates. These types of renovations loans typically don’t have minimum loan requirements for the repairs or upgrades you want to make to your home. These loans are limited to non-structural repairs with maximum loan amounts around $30,000.
With these types of loan, you can improve things like:
- Repairing or replacing your roof and gutters
- Redesigning your kitchen or bath
- Landscaping or adding a deck
- Buying new appliances
- Getting new windows, doors or floors
- Making your home energy efficient
- Upgrading plumbing, electrical, heating or cooling systems
- Ask a home loan expert (bolded and hyperlinked to find a loan officer)
Need to do more extensive renovation? We got you covered!
We have other programs that are specifically intended to make major repairs or changes to your home. These will have a minimum loan amount but the good news is you can borrow up to the value of your property plus repairs/renovation. Here are some examples:
- Room additions or adding a second floor
- Major remodeling that requires structural work
- Foundation or other structural repairs
- Projects over six months
What is the difference between a fixed-rate and an ARM mortgage?
A fixed-rate mortgage offers an interest rate that is steady throughout the life of the loan. Fixed-rate mortgages offer the security of always knowing exactly what your monthly loan payment will be. The interest on ARMs can fluctuate (up or down) periodically. The interest rate on ARMs offers an opportunity to save on interest costs. However, you are protected from rates getting too high, because a safe ARM has annual and lifetime rate caps, which limit how high your rate may go.
KNOWLEDGE CENTER
MORTGAGE PAYMENT CALCULATOR
Estimate your monthly mortgage payment using the calculator below. Simply enter the purchase price of the home, loan term, and details about the home loan. Please note that escrow for taxes and insurance is not required for loans with down payments more than 20 percent. Some of this information may be difficult to determine on your own; please contact a mortgage specialist to review the most accurate monthly mortgage payment for the area you are purchasing.