CHEER SQUAD
Becky took her time answering all of our questions and explaining exactly what we needed to provide and a timeframe to make our experience seamless.
Michael C
Nov 15, 2021
Ms Becky was very professional and knowledgeable. She told us what was needed and started the process. Everything went smooth and she follow up throughout the whole process. I would highly recommend her to others.
Renarda A
Nov 13, 2021
Mrs. Becky went above and beyond to help me with my loan application. She worked diligently to make sure I was well informed and that I had a very good understanding of the process as she walked me through it from A to Z. She has extraordinary people skills and was always available for questioning. I was well pleased and will forever be grateful to her for all she did to assure my becoming a first time home owner. She is a true asset to Eustis. To God be the glory and thanks again so much for a job well done!đ
Nicolette T
Nov 13, 2021
Becky Mason is great she made my experience easy and I understood everything she was there for me with any questions I had she is the best ever!! Thanks Becky u rockđ
Chapoola S
Nov 11, 2021
This experience was great because of her great communication and the passion in her voice
Dedra D
Nov 10, 2021
BECKY MASON MADE IT GREAT!
Andrea R
Nov 02, 2021
I felt like we knew each other forever. She made me feel really comfortable. She was never rude or never rushed me through the process. She made sure I understood everything. And when it mattered she came to bat for me during an encounter with a building company. I really appreciate everything she has done. And I will definitely use Becky Mason again in the future.
Kiara J
Oct 26, 2021
đBecky Mason!đ
Hailey L
Oct 19, 2021
Very communicative and made the whole process easier
Zoltan M
Oct 02, 2021
Mrs. Becky was very professional and always answered any questions I had in timely manner. She went to bat for me when I needed the help and was extremely calming in a nerve racking time.
Christopher A
Sep 28, 2021
Becky was awesome. She worked with us every step of the way.
Bernard B
Sep 27, 2021
Becky and her team were meticulous in every aspect of the mortgage process. Details were accomplished in a timely manner. Communication could not have been better. They get my highest rating.
David B
Aug 27, 2021
Becky makes the loan process easy and enjoyable
Greg R
Aug 13, 2021
Becky is absolutely amazing ! She gets the job done every single time!
Aviva W
Aug 11, 2021
The best customer service from keeping us informed on the status of documents and always keeping us in the loop what was going on
Maryann C
Aug 10, 2021
The whole process and team were wonderful âşď¸ THANK YOU !!!IM A HOMEOWNER THANKS TO YOU GUYS & I COULDNâT BE HAPPIER!!
Quinterrica M
Aug 07, 2021
Me Becky made this home buying experience easy. We were able to complete everything via email mail and watch our progress on the app. This is the second time Iâve used Eustis Mortgage and will not use another company as long as Ms Beck and Ms Kim are around.
Angie W
Aug 03, 2021
It was fast. Mrs Becky communicated with me Regularly. She told me what to look for and what to expect.
Dominique W
Jul 26, 2021
Becky Mason is So Amazing. She walked me through every detail and made the process super easy !!
Kaneishia W
Jul 23, 2021
Ms. Mason is very open and straight forward in communicating all options available and easy to work with.
I have already referred other family members to Ms. Mason.
Thank you Ms. Mason.
Michael S
Jul 20, 2021
Her attention to every detail! She is great
And professional!
Amy B
Jul 12, 2021
Communication and friendliness were top notch! Thanks again for a wonderful experience!!
Robin S
Jul 10, 2021
Cant say enough great things about Eustis mortgage and Becky Mason. Thank you for helping my very stressful move become an enjoyment.
Walter H
Jul 07, 2021
Thereâs was nothing Ms Becky couldnât answer. She always met me informed and I never felt like I was getting on her nerves. She made things happen. And Iâm forever greatful to her.
Camila A
Jul 07, 2021
Becky was great in service and communication from start to finish. The process was seamless.
Brandon L
Jul 02, 2021
Mrs. Becky Mason and her company are the best..
There very kind and patients with an very knowledgeable
About what they do.... Thanks yall so much......
Trimel W
Jun 27, 2021
Becky got me all taken care of to be able to purchase my first home!
Carolina S
Jun 25, 2021
Becky is the best!
Brooke J
Jun 19, 2021
Becky was extremely available and reassuring throughout the process. Becky helped make buying our home so much less stressful and we would recommend her to anyone!
Michael P
Jun 16, 2021
Finally Get to own my own house
Myequanek G
Jun 15, 2021
The best ever!!!!
Matthew B
Jun 11, 2021
Becky was extremely responsive and professional and was an invaluable resource to me as I navigated the first time home buying experience and insurance purchasing process.
Marna L
Jun 08, 2021
The whole process only took 5 weeks and that was because my mother had fallen sick so we had to extend closing date.
Odessa A
Jun 08, 2021
Becky was always available and willing to spend answering questions.
Andy O
Jun 07, 2021
She was great at explaining the process step by step with us seeing that this was our first time buying and had a great personality the whole process throughout from beginning to end!
Ronald S
Jun 05, 2021
The process was smooth. Becky let me know everything that was going on.
Latisha S
Jun 04, 2021
Ms.Becky Mason took the time to work after hours for us. Every question was answered in a timely manner. She is awesome!!!
Ontravienne B
May 27, 2021
Mrs. Becky is about business and a woman of her words. She is the absolutely best. Love you
Raideisha E
May 21, 2021
I have done loans with Becky before. She is always very professional and thorough. Our loan process went very smooth and quickly. She has been the best and I recommend Becky Mason to anyone who is trying to get a home loan.
Larry D
May 20, 2021
Very smooth transaction!!!! Thanks Becky for everything!!!! High recommended.
Tanquenika C
May 20, 2021
Ms. Becky was great and easy to work with. She kept us informed of every step in the process and answered all our questions. A process we went into very blind ended up not being scary and we were versed well.
Reginald G
May 15, 2021
Becky explained everything clearly and we got through everything fairly quickly.
William C
May 13, 2021
BECKY MASON was so Helpful in Every way possible Guiding me through the Entire process!
Cynthia C
May 12, 2021
I love how patient and kind Becky was. She was so considerate
Jena W
May 11, 2021
Went out of their way to make this experience as I stressful as possible
Mark G
May 10, 2021
She keeps everything moving towards closing
Jennifer H
May 07, 2021
This was a great experience for me Becky was a wonderful person she went right in to do the job and now I can say my kids are happy.
Erin F
May 06, 2021
Becky was very informative and accommodating! She definitely eased our minds with answers to our many many and most the time trivial concerns. We were very high anxiety customers and she did fabulously with be being patient. We love Becky!
Christy W
May 04, 2021
Incredible personal experience. Becky Mason responds immediately to any and all requests.
Harriet P
May 01, 2021
MORTGAGE
We want to make your home financing as easy as it can be. With Eustis Mortgage, you can relax while we handle the details.
Get Prequalified before you shop for a house
You can get a loan before you even select a home. A Eustis home mortgage specialist can perform a pre-qualification or pre-approval so that you'll have a good idea of how much you can afford. Once you've found a home, and a seller has accepted your offer, you are ready to move to the Application process.
- You will know the loan amount you qualify for so that you know what home price range to shop
- Save time to narrow the list of homes to ones that fit your price range
- Discover any credit challenges early in the process we can resolve them at the beginning of the process
- Confidently make an offer as soon as you find your dream house
- Sellers will consider your offer more strongly with a prequalification letter over one that is not
- Your agent will ask for this as it improves your chances of getting the house you want
There are no fees or costs to getting pre-qualified, but it is a vital step in the home buying process. Call us today!
What is the difference between Prequalified and Preapproved
Prequalification: This is an overview of your credit profile that is an important step to writing offers for new homes and one we highly recommend. It just means that you have not submitted the documentation that will be required to verify your income, financial statements showing enough assets to close and you have not yet met the underwriting guidelines of the program you are going to select once you find the home of your dreams.
Preapproval: If you have a little more time at the beginning of the process, we always recommend getting Preapproved. A preapproval is the start of the formal application process before you find the property and is more thorough review of your financial position and ability to qualify for a home.
Why get Preapproved for a Mortgage?
- Youâll be able to move faster to find the house you want
- Most of the paperwork will be out of the way so you can close your loan faster
- You will be able to move to the top of the offer stack as your income, assets, and ability to buy has been verified
- Sellers know you will be less likely to have a delay in closing
- In competitive markets, this is another feather in your cap
Mortgage Loan Process
Buying a house is one of the biggest decisions you will make in your lifetime. Our goal is to make the process as smooth and hassle-free as we can. Understanding the process will give you the knowledge you need to get started.
- Step in Getting Prequalified or Preapproved
- Application
- Processing
- Underwriting
- Closing
You can get a loan before you even select a home. One of our home loan experts can perform a pre-qualification or pre-approval so that youâll have a good idea of how much you can afford. Once youâve found a home, and a seller has accepted your offer, you are ready to move to the Application process.
Once youâve selected a home, your home specialist completes the mortgage application, gathers information about the property you want to buy, and collects personal information, such as income, assets, and employment history. For a complete list of information that you need to provide, see the Application checklist.
Once your application is complete, a loan processor reviews your file and verifies your information. We order a credit report to determine your credit history and credit score. We also order an appraisal of the property.
An underwriter reviews your file and determines whether your loan will be granted and issues the loan approval. The underwriter may request additional information during this review process.
Once the loan is approved, the closing process begins. Our closing department prepares closing documents and sends closing instructions to the title agent. The title agent is responsible for examining the title of the property and working with you for an acceptable closing date. At the closing, youâll sign papers, pay closing costs, and finalize the transaction. Now itâs time to move into your new home.
Lower Payments*. Consolidate Debt. Pull Cash Out.
*By refinancing your existing loan, the total finance charges may be higher over the life of the loan.
Should I refinance my house?
First, start by asking yourself one of these questions.
Has your income increased? Do you need to consolidate debt? Has the equity in your home increased? Do you need money for a major expense? Has your credit rating improved?
If the answer is yes to any of these questions than we encourage you to call one of our home loan experts to give you a refinance evaluation. It costs nothing but could save you thousands of dollars in interest, pay off high balance credit cards, or help pay for college or unexpected expenses.
Knowing your options is the most import part of the refinance decision so Call us today!
What is a Cash-Out Refinance?
ÂŹ As you pay down your mortgage or as home values increase over time, a cash-out refinance allows you to use a portion of your equity and turn it into cash. The great news is you can use that cash however you want. Home improvements, unexpected expenses, college tuition or just to check a destination off your bucket list.
When is the best time to turn that equity into your house and use it as you see fit? That answer is up to you and can be used to fit your current needs.
Some of the more chosen reasons for utilizing a cash-out refinance are to:
- Remodel of you home
- Pay off high-interest credit cards or auto loans, neither of which is tax deductible like mortgage interest
- Help with life events like a growing family
- Bucket List Reduction
- Elimination of student debt
What can you do to update/upgrade your house with a Renovation Loan?
A renovation loan will let you do almost anything with your home. Some loans are used on smaller projects like ordinary repairs or cosmetic updates. These types of renovations loans typically donât have minimum loan requirements for the repairs or upgrades you want to make to your home. These loans are limited to non-structural repairs with maximum loan amounts around $30,000.
With these types of loan, you can improve things like:
- Repairing or replacing your roof and gutters
- Redesigning your kitchen or bath
- Landscaping or adding a deck
- Buying new appliances
- Getting new windows, doors or floors
- Making your home energy efficient
- Upgrading plumbing, electrical, heating or cooling systems
- Ask a home loan expert (bolded and hyperlinked to find a loan officer)
Need to do more extensive renovation? We got you covered!
We have other programs that are specifically intended to make major repairs or changes to your home. These will have a minimum loan amount but the good news is you can borrow up to the value of your property plus repairs/renovation. Here are some examples:
- Room additions or adding a second floor
- Major remodeling that requires structural work
- Foundation or other structural repairs
- Projects over six months
What is the difference between a fixed-rate and an ARM mortgage?
A fixed-rate mortgage offers an interest rate that is steady throughout the life of the loan. Fixed-rate mortgages offer the security of always knowing exactly what your monthly loan payment will be. The interest on ARMs can fluctuate (up or down) periodically. The interest rate on ARMs offers an opportunity to save on interest costs. However, you are protected from rates getting too high, because a safe ARM has annual and lifetime rate caps, which limit how high your rate may go.
KNOWLEDGE CENTER
MORTGAGE PAYMENT CALCULATOR
Estimate your monthly mortgage payment using the calculator below. Simply enter the purchase price of the home, loan term, and details about the home loan. Please note that escrow for taxes and insurance is not required for loans with down payments of less than 20 percent. Some of this information may be difficult to determine on your own; please contact a mortgage specialist to review the most accurate monthly mortgage payment for the area you are purchasing.
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COPYRIGHT 2021 | EUSTIS MORTGAGE | ALL RIGHTS RESERVED
EUSTIS MORTGAGE IS AN EQUAL OPPORTUNITY EMPLOYER THAT WELCOMES AND ENCOURAGES ALL APPLICANTS TO APPLY REGUARDLESS OF AGE, RACE, SEX, RELIGION, COLOR, NATIONAL ORIGIN, DISABILITY, VETERAN STATUS, SEXUAL ORIENTATION, GENDER IDENTITY AND/OR EXPRESSION, MARITAL OR PARENTAL STATUS, ANCESTRY, CITIZENSHIP STATUS, PREGNANCY OR OTHER REASON PROHIBITED BY LAW.