Apply Now

 

 

 

 

Application Checklist

Documentation needed to complete the application: (additional documents may be required)

• Copy of purchase agreement and earnest money deposit check.
• Most recent payroll check stubs for one month.
• Previous 2 years tax returns, all schedules.
• Copy of most recent bank or other depository’s statements on all accounts for the past two months.
• VA loans need Certificate of Eligibility . If you do not have a Certificate of Eligibility, bring a form DD214, Discharge of Copy.
• If previously divorced, a copy of divorce decree.
• If previously filed for bankruptcy, a copy of petition and discharge.
• Refinances: copy of homeowner’s policy and flood insurance policy , if applicable.

Information needed on the loan application:

• Borrowers information.
• Employer’s name and mailing address for the past two years of employment.
•  Name, address, account number, and balances of any bank accounts, credit unions or other depositories.
• Present and previous addresses for the past two years.
•  Face value of life insurance, as well as cash value, if applicable.
• Make and year of automobiles and approximate value.
• Approximate value of all household and personal furnishings.
• List of all real estate owned.
• List of all revolving and installment loans, including name, address, account number, monthly payment and balance.